Army Emergency Relief (AER) is the Army's emergency financial assistance program that assists Soldiers, active and retired, their Family members, their widow(ers), and orphans during valid emergencies that require immediate attention.

Assistance is provided as an interest-free loan, grant or a combination loan and grant. Any emergency must have originated from other than the Soldier’s own actions, (i.e., AWOL, Article 15, or civilian fines) not normally covered by AER. Active duty Soldiers must apply for help on DA Form 1103 through their unit commander. Each AER request is personal and is considered on its own merit.

AER provides help with emergency financial needs for:

AER does not provide funds:

To receive assistance:

If you are not near your AER Section, go to any of the following:

AER also provides educational assistance for Family members of active duty, retired or deceased Soldiers.
The MG James Ursano Scholarship Program was established in 1976 as a secondary mission to help Army Families with undergraduate college expenses for their dependent children. The MG James Ursano Scholarship Program funds are limited; therefore, scholarship awards are limited. Scholarships are based on financial need, academics, and leadership/achievement for each academic year.
The Stateside Spouse Education Assistance Program (SSEAP) is a need-based education assistance program designed to provide Spouses of active duty and retired Army Soldiers, and widows(ers) of Army Soldiers who died either on active duty or in a retired status, and residing in the United States, with financial assistance in pursuing educational goals. The purpose of the program is to assist spouses/widows(ers) in gaining the education required to allow them to qualify for increased occupational opportunities.
For more information on how to apply please visit AER’s website at